SERVICES & FEES
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| Annual Percentage Rate | ||
| Grace Period for Repayment of the Balance for Purchases | 25 Days | There is no grace period for Cash Advances |
| Balance Computation Method for Purchases | Average Daily Balance (including currrent transactions) | |
| Annual Fee | None | |
| Transaction Fees |
Transaction fee for cash advances: 2% of the cash advance amount but not less than $2.00 or more than $10.00 Late Payment
Fee: $30.00 |
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OTHER SERVICES
- MONEY ORDERS
- SAFE DEPOSIT BOXES
- CASHIER'S CHECKS
- BANK BY MAIL
- AFTER HOUR DEPOSITORY
- VISA TRAVEL CARD
- VISA GIFT CARD
- AUTOMATIC TELLER MACHINE (ATM) Cirrus Network
FEES
| Account Transfer By Phone |
$ 3.00 |
|
| Bank Wires (outgoing) | Customer |
$12.00 |
| Bank Wires (incoming) | Customer | $10.00 |
| Bounce-Proof (per transfer from Savings) | $ 5.00 | |
| Cashiers (Official Checks) | Customer | $ 5.00 |
| Check Cashing Fee: | ||
| Less than $300 average balance | $ 5.00 | |
| Non-Customer | $10.00 | |
| Christmas Savings Early Withdrawal | $10.00 | |
| Closed Account Fee (within 6 months after opening) | $25.00 | |
| Coin/Currency Strap/Roll-each | $ 0.25 | |
| Collection Items | Incoming | $20.00 |
| Outgoing | $10.00 | |
| Foreign | Incoming/Outgoing | $20.00 |
| Deposit Correction | $ 3.00 | |
| Dormant Account Fee | $ 5.00 | |
| Foreign ATM Withdrawal Fee/Balance Inquire | $ 0.50 | |
| Garnishment or Levy | $75.00 | |
| Gift Card (VISA Prepaid card) | $ 2.99 | |
| Insufficient Funds/Overdraft | $32.00 | |
| In Overdraft 5 days or more $3.00 Daily | ||
| Money Orders | Customer | $ 5.00 |
| Night Depository Bag w/key (extra key $5.00) | $25.00 | |
| Replacement: CheckCard/ATM Card | $ 7.50 | |
| CheckCard or Credit Card PIN Number | $ 3.00 | |
| Loan Payment Coupon Book | $ 5.00 | |
| Research (per hour) one hour minimum | Plus $1 per copy | $25.00 |
| Returned Deposit Items | $ 5.00 | |
| Special Statements | Without Enclosures | $ 4.00 |
| With Enclosures | $ 5.00 | |
| Statement Print-out | $ 2.00 | |
| Local Fax Statement | $ 5.00 | |
| Long Distance Fax Statement | $10.00 | |
| Statement CD disc w/images | $25.00 | |
| Stop Payments | $32.00 | |
| Temporary Checks - $0.25 each | Minimum charge | $ 2.00 |
| Travel - VISA Travel Card ($2.50 to reload) | $3.99 | |
| Two-Signature Service Monthly Fee | $25.00 | |
| Zip Bags | $ 5.00 |
SAFE DEPOSIT BOX RENTAL PER YEAR FOR CUSTOMER
3X5.......$20.00
3X10......$35.00
5X5.......$30.00
5X10......$50.00
10X10.....$65.00
10X15....$120.00
$20.00 ADDITIONAL FOR NON-CUSTOMERS/$10 LATE FEE - 30 DAYS PAST DUE
INTERNET BANKING
In a hurry? Don't have time to drop by the bank? Then it's time for Internet banking. Your personal computer becomes your own personal banking center. All you need is a personal computer (IBM compatible or Macintosh) or Web TV with an Internet connection. You'll be able to manage your accounts, pay bills, transfer funds anytime, day or night, from anywhere...even on holidays!
